No one likes being involved in an accident, especially if you’re at fault and didn’t have enough insurance to cover the damages you caused. But if you get into an accident with an uninsured truck driver, things can get even worse, especially when it comes to the legal system and your ability to recover compensation for your medical bills and other losses. Here are 5 tips to know if you get into an accident with an uninsured truck driver in Texas and for any legal help contact 18 wheeler accident attorney Houston.
1. Contact the police
It’s not uncommon for a truck driver to be involved in a motor vehicle accident. When it happens, you have several options when it comes to your insurance policy. But if you hit someone with truck and missing insurance? To learn more about how you can navigate these situations, contact truck accident law firms.
2. Contact your auto insurance company
In case of a serious accident, you should contact your insurance company immediately. If you sustained injuries or property damage as a result of another driver’s negligence, your auto insurance company can help connect you to a personal injury attorney. There are many lawyers who only focus on car accident cases; they will guide you through every step of your legal battle until they win you financial compensation.
3. Check your policy coverage
If you have uninsured motorist coverage, you may be able to seek restitution from your insurance company after getting into a car accident with an uninsured driver. Some state laws also allow injured parties to make claims against other drivers’ insurance companies even if that driver doesn’t have any money or assets. So it might be worth a phone call to your agent if you’ve been hurt in a truck accident. It can’t hurt, and it just might save you time and money.
4. Understand how PIP benefits work
Personal Injury Protection (PIP) is a no-fault insurance policy designed to cover your medical bills after you’ve been involved in a car accident. PIP benefits will pay a maximum of $2,500 towards your medical treatment and lost wages, as well as $25,000 for property damage caused by another driver.
5. Consider hiring a lawyer
If you were injured in a car accident, it’s likely that your medical bills will be paid by your insurance company—and if not, there are resources available to help. But what happens if you were hurt because of someone else’s negligence and that person has no insurance? Or worse yet, they don’t even own up to their mistake? In these cases, you may need to hire a personal injury attorney.
A serious accident with an uninsured driver can be one of the most challenging situations that you may ever face in your life, particularly if the accident leaves you with serious injuries and lots of medical bills to pay on top of losing time from work to recover from your injuries. Fortunately, Houston Car Crash Lawyer are here to help you deal with this stressful situation and make sure that you get everything you deserve if it happens to you.